Transition to Direct Bill Effective 7/1/2021

Click here for more information

What is LTC?

Long Term Care Insurance
protects your savings, home, and your family if you become chronically ill or injured.


7 out of 10 need LTC (ages 65+)1

63% used their savings to pay for care2

100% of their families are affected in some way

12018 U.S Department of Health and Human Services, 10/10/17

Top Reasons to Apply TODAY

What goes up
but never
comes down?
Your current age

determines your rates

The longer you delay, the more you pay. Obtain your best rate today.


Click here to request a rate quote

The greatest wealth is
Your good health
buys your coverage

Benefit eligible employees may purchase coverage with reduced underwriting beginning 30 days from date of hire, for up to 60 days from the start of employment. This is a one-time opportunity that will not be offered at future open enrollments.

All other benefit eligible employees who did not enroll during the qualifying period or would like to make changes to existing coverage may enroll at any time with full underwriting.

Spouses and eligible family members (parents, grandparents, in-laws, children 18+ and siblings 18+) of L.A. Care Health Plan employees can apply with full underwriting.

Design a plan
just right
 for you
long term care plan

The choices you make designing your plan will determine your rate for LTC insurance. 

Click here for your plan options

Get your kicks 
Wherever you go

take it with you

If you leave employment,
your coverage is portable at the same rate.

Learn more about portability

Act Now


             Apply now